Planning for Caregivers


As we have indicated in the past, a high percentage of elders receive care from a family member, and caregiving is not typically an easy job. That being the case, there are things you can do to make caregiving easier down the road.

The key word is plan:

  • Review bank and financial arrangements; Seek help from a financial advisor about how to maximize assets to pay for the care of a loved one
  • Create a safe environment at home; safety checklists are available on
  • Look into benefits; i.e., social security, pension, disability and veterans
  • Maintain medical records
  • Consider care options available now and in the future, such as you home, someone else’s home, independent living retirement community, assisted living, nursing home, continuing care retirement community
  • Determine how you will pay for the care
  • Know that elder depression, although common, is not a part of growing old. Learn to recognize the signs of depression. Is the house dirty, where it once was clean? Are they neglecting chores that they once liked to do? Are they neglecting their own hygiene? Is the refrigerator and/or pantry stocked?
  • Identify resources to help you (an elder law attorney can assist you with this)
  • Decide on either estate planning or guardianship